Michelle M.Blum

Of Counsel

(T) 1.949.553.7534

Michelle Blum's practice focuses on defending federal court Consumer Credit Protection Act litigation, as well as similar litigation under companion state laws. In addition, Michelle advises clients regarding Consumer Protection Act compliance and data security issues.

Since 1998, Michelle has served as national coordinating counsel for individual consumer litigation brought under the federal Fair Credit Reporting Act for Experian, one of the three national credit reporting agencies in the United States. Michelle has overseen litigation matters filed in all 50 states as well as the District of Columbia, Puerto Rico, and the U.S. Virgin Islands.

Michelle is an active member of the Federal Bar Association's Orange County Chapter, the Association of Business Trial Lawyers Orange County, and the Orange County Bar Association.

Experience

  • Experian secures appellate victory against putative class actionJones Day won an appellate victory in the Ninth Circuit Court of Appeals, which affirmed summary judgment for Experian Information Solutions, Inc. in a putative class action alleging violations of the Fair Credit Reporting Act, 15 U.S.C. Section 1681 et seq.
  • Experian obtains complete summary judgment victory in FCRA litigationJones Day client Experian Information Solutions, Inc. obtained summary judgment on all claims brought against it by a consumer alleging that Experian had inaccurately reported information on his consumer disclosures.
  • Experian obtains complete dismissal in FCRA litigationJones Day client Experian Information Solutions, Inc. obtained dismissal with prejudice of all claims brought against it by a consumer alleging that Experian had misappropriated his name or likeness by creating consumer disclosures in his name.
  • Experian obtains complete summary judgment victory in FCRA litigationJones Day client Experian Information Solutions, Inc. obtained summary judgment on all claims brought against it by a consumer alleging that Experian had inaccurately reported a collections account on her consumer disclosure.
  • Experian achieves summary judgment based on accurate reportingJones Day secured summary judgment on all claims in favor of Experian Information Solutions, Inc. after the Middle District of Pennsylvania determined that a plaintiff failed to establish any inaccuracy in her credit report.
  • Experian wins appeal in Fair Credit Reporting actionJones Day client Experian Information Solutions, Inc. achieved complete victory in a Ninth Circuit appeal by an individual who had brought an action alleging violations of the Fair Credit Reporting Act, 15 U.S.C. Section 1681 et seq., the California Consumer Credit Reporting Agencies Act, Cal. Civil Code Section 1785.1 et seq., and other laws.
  • Experian secures appellate victory in Fair Credit Reporting Act appealJones Day assisted Experian Information Services, Inc. ("Experian") in securing an appellate victory from the U.S. Court of Appeals for the Tenth Circuit in an action alleging violations of the Fair Credit Reporting Act (FCRA) and Colorado Consumer Credit Reporting Act (CCCRA).
  • Experian defends claims under the Fair Credit Reporting Act in the 9th CircuitJones Day is defending Experian Information Solutions, Inc. against claims under the federal Fair Credit Reporting Act regarding reporting public record judgment information and investigating consumer disputes challenging errors in the public record.
  • Experian defends Fair Credit Reporting Act actionJones Day defended Experian Information Solutions, Inc., in an issue of first impression regarding permissible purposes to obtain credit information pursuant to the federal Fair Credit Reporting Act.
  • Experian successfully defends class action for false advertisingJones Day successfully defended Experian Information Solutions, Inc. in a class action for false advertising and violating of Credit Repair Organizations Act.
  • Experian win in summary judgment in Fair Credit Reporting Act lawsuit is affirmed by 11th CircuitJones Day obtained summary judgment in defense of client Experian Information Solutions, Inc., a national consumer credit reporting agency in action for alleged failure to correct plaintiff's credit information.
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