Cases & Deals

Experian obtains complete defense verdict in federal jury trial involving Fair Credit Reporting Act claims

Client(s) Experian Information Solutions, Inc.

Jones Day secured a unanimous defense verdict on behalf of Experian Information Solutions, Inc. in a case involving claims brought under the Fair Credit Reporting Act. Plaintiffs sought more than $24 million dollars in actual damages as well as punitive damages from Experian and a co-defendant mortgage company. Plaintiffs claimed that Experian credit reports contained significantly inaccurate information regarding Plaintiffs’ home mortgage account, including that the account was over 180 days delinquent. Plaintiffs argued that the mortgage account delinquency prevented them and their businesses from obtaining critical lines of credit, which resulted in devastating financial and emotional harm. Plaintiffs resolved their dispute with the mortgage company 11 days prior to trial. After a 5-day jury trial in federal court in Hot Springs, Arkansas, which included testimony from 9 witnesses, the jury returned a full defense verdict in favor of Experian.

Terry Toler, et al. v. Experian Information Solutions, Inc., et al., No. 6:12-cv-6032 (W.D. Ark.)