Jonathan V.Gould


Washington + 1.202.879.3906

Jonathan Gould provides bank and financial regulatory and strategic advice to financial services providers of all types. He combines senior government regulatory and legislative experience with business acumen to help banks, fintechs, and other financial services providers achieve their objectives.

Jonathan served as the Senior Deputy Comptroller and Chief Counsel of the Office of the Comptroller of the Currency (OCC). He oversaw all of the agency's legal and licensing activities, including legal advisory services to banks and examiners, enforcement, litigation, agency administrative matters, legislative initiatives, the chartering of new banks, and changes in structure and activities of existing banks.

Jonathan led the OCC's legal and licensing teams through a transformational period in which the agency revised its regulatory and licensing frameworks to reflect an evolution in banking. These efforts included a significant rewrite of banking regulation, including implementation of the Economic Growth Act, reforms to the Volcker and swap margin rules, capital and liquidity changes, issuance of the Madden rule, and expansion of bank powers. Under his direction, the OCC chartered the first fintech and crypto banks; recognized crypto-related activities as permissible; brought the largest enforcement actions in agency history; managed through the March 2020 financial crisis; and defended the agency's actions before Congress and in court.

Jonathan also brings private sector experience in risk management and regulatory consulting across the financial services and technology industries, having served in corporate counsel or consulting roles at BlackRock, Promontory Financial Group, and Bitfury.


  • Société Générale sells Société Générale Equipment Finance's (SGEF) activitiesJones Day is advising Société Générale in the sale of the professional equipment financing businesses operated by Societe Generale Equipment Finance (SGEF) to Groupe BPCE.
  • Former New York Superintendent of Insurance files amicus curiae brief in First Amendment caseJones Day filed an amicus curiae brief in the U.S. Supreme Court on behalf of James P. Corcoran, the former New York State Superintendent of Insurance, in a First Amendment challenge to alleged conduct by the former Superintendent of the New York Department of Financial Services.
  • Leading trade associations submit comments on FSOC proposalsJones Day drafted comment letters for several leading financial services and business trade associations in response to Financial Stability Oversight Council (FSOC) proposals relating to the non-bank systemic risk designation process.
  • Bank board investigates third party risk management shortcomingsJones Day conducted an independent investigation for a bank's board of directors at the request of its primary federal banking regulator into potential shortcomings in third party risk management of a fintech partner.
  • Additional Speaking Engagements

    • June 26, 2024
      Testimony before the House Financial Services Subcommittee on Financial Institutions and Monetary Policy, at a hearing entitled "Stress Testing: What’s Inside the Black Box?"
    • April 18, 2024
      Panelist and moderator, SIFMA Basel III Endgame Roundtable
    • February 2, 2024
      Panelist, "The Politics of Financial Regulation," The Review of Banking and Financial Law and The Brookings Institution 2024 Symposium.
    • January 20, 2024
      Panelist, "Deal or No Deal: Perspectives on Navigating the Current M&A Landscape," American Bar Association Banking Law Committee Meeting 2024
    • October 26, 2023
      PLI's 2023 Banking Law Institute - Events of Spring 2023: Bank Failures, Resolutions, Lessons Learned and What Comes Next
    • September 19, 2023
      IntraFi's "Banking with Interest" Podcast with Rob Blackwell: Are Bank Regulators Overstepping Their Legal Authority?
    • July 12, 2023
      Panelist and Moderator, "SIFMA Basel III Endgame Roundtable"
    • June 20, 2023
      Panelist, "Promoting competition in banking," The Brookings Institution
    • May 19, 2023
      Panelist, "The future of banking and FinTech: regulatory issues surrounding banks and digital financial services under the Biden Administration," Federalist Society's In-House Network Conference
    • May 10, 2023
      Testimony before the House Financial Services Subcommittee on Financial Institutions and Monetary Policy, at a hearing entitled "“Federal Responses to Recent Bank Failures.”
    • March 9, 2023
      Testimony before the House Financial Services Subcommittee on Digital Assets, Financial Technology and Inclusion, at a hearing entitled "Coincidence or Coordinated? The Administration’s Attack on the Digital Asset Ecosystem."