Emerald A.Gearing


New York + 1.212.326.3616

Emerald Gearing focuses her practice on commercial finance and represents financial institutions, lenders, and public and private borrowers. Her experience encompasses acquisition financings, refinancing transactions, secured and unsecured senior credit facilities, asset-based loans, and syndicated facilities that comprise a broad spectrum of industries and business sectors.


  • United Natural Foods obtains $2.6 billion credit facilityJones Day advised United Natural Foods, Inc., a leading distributor of natural, organic, specialty, produce and conventional grocery and non-food products, and provider of support services to retailers in the United States and Canada, in connection with its $2.6 billion secured asset-based revolving credit facility, including a U.S. dollar equivalent of $100 million sublimit for borrowings in Canadian dollars, with Wells Fargo Bank, National Association as administrative agent.
  • Sonepar sells Vallen Distribution to Nautic PartnersJones Day represented the Sonepar Group – a Paris-headquartered global leader in B-to-B distribution of electrical products, solutions and related services – in the sale of Sonepar's subsidiary business, Vallen Distribution, to Nautic Partners, a middle-market private equity firm based in Rhode Island.
  • Riverside portfolio company acquires Granite Garage FloorsJones Day represented The Riverside Company in connection with the acquisition by portfolio company Threshold Brands of Granite Garage Floors, a franchise company that provides garage floor coatings for residential and commercial customers.
  • LendingTree invests in EarnUpJones Day advised LendingTree, Inc. in the $31 million Series C financing round of EarnUp, a San Francisco-based Fintech company offering payment and data solutions for the mortgage industry.