Cases & Deals

Experian defends nationwide class action involving credit reporting

Clients Experian Information Solutions, Inc.

Jones Day defended Experian in a proposed nationwide class action involving a legal issue of first impression: whether the Fair Credit Reporting Act requires credit reporting agencies to obtain and report credit information from credit grantors who do not choose to submit such credit information. Plaintiffs alleged that the failure to report such information hurt consumers' credit scores. The district court initially denied summary judgment and certified a smaller class comprised of Capital One account holders in the Fourth Circuit. Based upon a renewed Experian motion, however, the court reversed itself and granted summary judgment giving the client a complete victory.

Harris v. Experian Information Solutions, Inc., No. C.A. 6:06-CV-01808 (D.S.C. June 30, 2009)