Chip MacDonald is a financial services lawyer who focuses on mergers and acquisitions, public and private securities, regulatory, governance, and policy issues for clients engaged in this industry. Since 1979, he has helped domestic and international clients including bank holding companies, banks, investment banks, broker-dealers, investment managers, and fintech companies. He advises senior management and boards of directors. Chip also provides strategic and transaction guidance, including evolving areas such as regulatory relief and financial services policy. A growing area is the fintech industry, particularly its regulation and relationships with state, federal, and foreign regulators and traditional financial services companies.
Clients range from global banks such as Citibank and BNP to regional and community banks. He often advises commercial businesses with respect to relationships and services with their financial services providers.
Chip advises clients frequently regarding financial services mergers and acquisitions, including lines of business transactions and private equity investments and recapitalizations; asset and liability transactions, including branch sales, credit cards, and guaranteed investment contract (GIC) liabilities; public and private securities offerings; Volcker Rule, structuring products and relationships among financial services and commercial and fintech companies, including joint ventures, stake out investments, and retailer credit card and payment programs; investments and risk management; and bank, trust company, credit card, fintech, and other financial services charters.
Chip has been featured in numerous editions of The Best Lawyers in America, Chambers USA "Leading Lawyers," Georgia Super Lawyers, and in Who's Who Legal. He frequently writes and speaks, often being quoted regarding financial services.
Experience
Speaking Engagements
- August 2, 2017
Street Talk: Podcast says scale still matters for small banks, de novos - November 10, 2016
FinTech and Bank Innovation, American Bankers Association General Counsels Group - September 10, 2015
Unraveling Bank Regulatory Developments Affecting Lending: Leveraged Lending Guidance, Basel III Capital and Liquidity Coverage Ratio - March 20, 2015
The Fed's Evolving Role and New Responsibilities in Supervision and Regulation: U.S. and Global Implications, panelist, GW Law's Center for Law, Economics & Finance - June 26, 2014
An Overview of the Leveraged Lending Market and Banks' Participation in the Market - January 26-28, 2014
Bank M&A — Successfully Meeting Regulatory Challenges, Capital & Economic Bank Director's Acquire or Be Acquired 2014 - January 15, 2014
Lending Outside the Safe Harbor - October 9, 2013
The New Normal of Consumer Finance Regulation and Compliance: Significant Trends for the Second Half of 2013 - September 17, 2013
Regulatory Crystal Ball—Understanding The Current Climate, FIG Partners CEO Forum - August 29, 2013
Basel III Capital Rules Finally Final - June 11, 2013
CFPB Update: An Agency Begins to Find Its Regulatory Voice - March 19, 2013
U.S. Banks Teach-In: Return to Normalcy? - February 12, 2013
CFPB Update: Enforcement Priorities and Best Practices Before an Evolving Bureau - January 29, 2013
Bank Director's Acquire or Be Acquired 2013 - October 25-26, 2012
What Could Cause the Next Financial Crisis?, moderator, Economics and Finance Fourth Annual Regulatory Reform Symposium, The George Washington University Law School Center for Law - October 4, 2012
Proposed Regulatory Capital Rules: Evaluating Their Effect on Community Banks' Capital Planning & Operating Strategies - September 19-20, 2012
Capital and Capital Planning Under Basel III, FIG Partners' 8th Annual Bank CEO Forum - January 29, 2012
Bank Director's Acquire or Be Acquired 2012 - December 13, 2011
The Volcker Rule: How it Would Transform the Way Investment Advisers & Their Affiliated Banks Do Business - October 21, 2011
Dodd-Frank's Future Direction: On Course or Off Track?, The George Washington University Law School's Center for Law, Economics & Finance - September 19-20, 2011
Shelf Charters and Blind Pools, FIG Partners' 7th Annual Bank CEO Forum - July 7-10, 2011
Succeeding in the Current Regulatory Environment, CenterState Bank 2011 Bank Management Conference - July 2011
Bank Management Conference, CenterState Bank - May 24-25, 2011
SunTrust Robinson Humphrey Bank M&A: The Coming Waves, The 2011 Financial Services Unconference - March 28, 2011
SunTrust Robinson Humphrey IPO Workshop - March 24, 2011
U.S. Banking Industry Outlook: Three Perspectives - February 17, 2011
Mercer Capital - Community Banking Trends - February 10, 2011
FIG Partners West Coast CEO Forum 2011 - January 6, 2011
FIG Partners - Bank Regulatory Update & Industry Outlook: Making Nonsense Into Sense - November 15 -16, 2010
KBW 2010 DC Conference - September 11, 2009
The Next Generation of Banking, The Association for Management Information in Financial Services PPM Conference - October 17, 2008
TARP Capital Purchase Program
- University of Virginia (J.D. 1979; M.B.A. 1979); Washington and Lee University (B.S. 1975)
- Georgia and Alabama