Lisa M.Ledbetter

Partner

Washington + 1.202.879.3933

Lisa Ledbetter advises domestic and international financial institutions in navigating complex and novel regulatory, transactional, and enforcement challenges. She provides strategic advice on commercial and retail bank regulation and financial technology. Lisa counsels financial institutions and non-bank companies on new business models, products, and services. Lisa represents several financial services trade associations, assisting with public positions and comments on domestic and cross-border issues.

Lisa advises clients on strategic opportunities emanating from regulatory requirements. She advises on bank equity investments and activities, Volcker Rule limitations on trading and investments, liquidity, counterparty credit limits, derivatives, capital and business planning, fintech, cybersecurity, anti-money laundering, and credit and debit cards. Lisa is experienced in responding to civil investigative demands and defending agency enforcement actions. She is also experienced in conducting internal investigations.

Prior to Jones Day, Lisa was deputy general counsel at Freddie Mac and deputy office director and head of regulation, legislation, assessments, and finance and funding at the FDIC. She previously served as banking and finance counsel at Department of the Treasury during the George H.W. Bush administration and as regulatory counsel for the American Bankers Association and Independent Community Bankers of America representing the interests of small, regional, and large banks during the thrift crisis.

Lisa is the sole District of Columbia recipient of the 2018 Client Choice Award for Banking. She is Chancellor of the Exchequer Club of Washington, D.C. and a member of the ABA Banking Law Committee and Consumer Financial Services Committee.

Experience

  • United Nations University obtains assistance with "Survivor's Package" for survivors of modern slavery and human traffickingJones Day conducted worldwide research for the United Nations University Centre for Policy Research to assist in the development of a "Survivor Package" for survivors of modern slavery and human trafficking.
  • Deltek acquires ComputerEaseJones Day advised Deltek, a subsidiary of Roper Technologies, Inc., a technology company that operates businesses that design and develop software and engineered products for global niche markets, in its acquisition of substantially all of the assets of ComputerEase, a provider of construction accounting software.
  • Global lifestyle management company explores cryptocurrencies and prepaid access devicesJones Day advised a global lifestyle management company on federal and state regulations concerning the use of cryptocurrencies and prepaid access devices for luxury concierge services.
  • Beneficient Company Group acquires shares in GWG Holdings, Inc.Jones Day advised The Beneficient Company Group, L.P. (BEN), a provider of liquidity products and services to the owners of alternative assets and illiquid investment funds, in its acquisition of shares in GWG Holdings, Inc. (GWG Holdings), a NASDAQ listed company that is a leading provider of liquidity to owners of life insurance in the secondary market, previously held by GWG Holdings’ founding stockholders, Jon R. Sabes and Steven F. Sabes.
  • SunTrust Robinson Humphrey and SunTrust Bank-led syndicate provide $1.1 billion credit facility to EquifaxJones Day advised SunTrust Robinson Humphrey, Inc., as left lead arranger, and SunTrust Bank, as administrative agent, in connection with a $1.1 billion senior revolving credit facility provided by a syndicate of lenders to Equifax Inc., a consumer credit reporting agency.
  • ACI Worldwide completes $400 million offering of Senior NotesJones Day advised ACI Worldwide, a leading international provider of electronic payment and banking systems for financial institutions, retailers, and processors, in connection with its issuance of $400 million of 5.75% Senior Notes due 2026 in a Rule 144A and Regulation S offering.
  • Marketing company explores cryptocurrencies and cryptocurrency miningJones Day is advising a marketing company on state and federal regulations concerning cryptocurrencies and cryptocurrency mining.
  • KeyBanc Capital Markets acquires Cain BrothersJones Day advised KeyBanc Capital Markets Inc., the corporate and investment banking unit of KeyCorp, in its acquisition of Cain Brothers & Company LLC, a healthcare focused investment banking and public finance firm.
  • Global bank obtains advice on regulatory issues arising under Bank Holding Company Act and Volcker RuleJones Day advised a global bank on regulatory issues arising under the Bank Holding Company Act and Volcker Rule, in connection with an equity investment in a U.S. technology company.
  • Global payment processor obtains advice on federal and state financial regulatory requirementsJones Day advised a global payment processor on federal and state financial regulatory requirements.
  • Church uses recovered funds to build sustainable farms in NigeriaJones Day helped a small church and local business leader recover improperly wired money that the modest congregation had contributed to support sustainable farming for desperately poor people in Nigeria. 
  • Diebold obtains $3.1 billion financing to finance tender offer and refinance existing facilitiesJones Day represented Diebold, Incorporated, a global provider of innovative self-service technology, security systems, and related services, in connection with a $3.1 billion bank financing.
  • Leading provider of data solutions to banking clients evaluates products to mitigate risk of noncomplianceJones Day is evaluating the products and services offered by a leading provider of data solutions to banking clients to identify and mitigate risk of noncompliance with the Fair Credit Reporting Act, Gramm-Leach-Bliley Act, and fair lending laws.
  • Domestic banking institution obtains U.S. banking regulator approval for equity investmentsJones Day is assisting a domestic banking institution in obtaining U.S. banking regulator approval for equity investments.
  • Global financial institution seeks regulatory analyses regarding compliance with prohibitions and restrictions of Volcker Rule in connection with equity investmentsJones Day is providing regulatory advice to a global financial institution regarding compliance with the prohibitions and restrictions of the Volcker Rule in connection with equity investments.
  • Consumer finance website concludes CFPB civil investigationJones Day advised a consumer finance website in a CFPB civil investigation.
  • European banking institution explores options for winding-down U.S. operationsJones Day is advising a European banking institution in connection with developing a plan for "winding-down" its U.S. operations.
  • Speaking Engagements

    • April 25, 2019
      A Patchwork of Federal and State Laws—Key Technology, Data, and Legal Developments You Need to Know Now, ABA Webinar, SciTech Focus on Blockchain
    • April 9, 2019
      WHF 2019 Annual Symposium: Revolutionary Times in Housing and Finance
    • April 2, 2019
      The Preemption Battle: Who Holds the Pen? Consumer Bankers Association
    • March 13, 2019
      Commercial Finance Association FinTech and Innovation Forum
    • March 1, 2019
      Practical Problems with Bank Contracts
    • December 7, 2018
      US Banking Law and FBOs: What Your Need to Know
    • November 5, 2018
      Navigating YOUR Path to the Top—A Roundtable Discussion with Women Leaders
    • May 30, 2018
      Developments in Financial Services Regulation: the Evolution of Banking and Financial Technology
    • May 18, 2018
      The Community Reinvestment Act: In Focus, Financial Services Roundtable
    • April 30, 2018
      The Pennsylvania Attorney General's Expansion Into Consumer Financial Protection: The Rise of the "Mini CFPB"
    • April 25, 2018
      WHF 2018 Symposium: Innovation and Evolution of Financial Services—A Focus on FinTech
    • February 5, 2018
      FinCEN Customer Due Diligence Rule: What Financial Institutions Need to Know Now
    • February 5, 2018
      The CFPB Today: An Update
    • December 14, 2017
      Institute of International Bankers Annual U.S. Regulatory/Compliance Orientation Program
    • December 4, 2017
      2018 Outlook for the Banking Industry, Financial Services Roundtable Lawyers Council
    • June 2, 2017
      Strategies for Protecting Legal Privileges, Financial Services Roundtable - 2017 Lawyers Council Annual Meeting
    • April 27, 2017
      The Future of Financial Regulation in the New Administration: Women in Housing & Finance, Inc. 2017 Annual Symposium
    • March 23, 2017
      Financial Services Regulation in the Trump Administration
    • January 9, 2017
      Regulatory Outlook for Anti-money Laundering, OFAC and Derivatives, Financial Services Roundtable
    • December 7, 2016
      Key Dodd-Frank Regulatory Issues for International Banks: Over-the-Counter Derivatives and the Volcker Rule
    • November 10, 2016
      FinTech and Bank Innovation, American Bankers Association General Counsels Group
    • October 27, 2016
      Trends in New York Attorney General Enforcement: Important Developments for All Corporate and White Collar Attorneys
    • September 22, 2016
      Regulatory Enforcement Trends
    • August 11, 2016
      Trends in CFPB Enforcement, Financial Services Roundtable
    • July 21, 2016
      Banking, Consumer Finance, and FinTech Developments to Watch in 2016 and Beyond
    • June 29, 2016
      New York's Martin Act and Other New York Liability Laws
    • June 7, 2016
      Cybersecurity and Privacy Risks for Financial Institutions, Richey May, Mortgage Banking Roundtable
    • May 12, 2016
      Cybersecurity Workshop: the FFIEC Cybersecurity Assessment Tool
    • May 5, 2016
      A Corporate Counsel's Guide to Best Practices in Internal Investigations, Financial Services Roundtable
    • April 6, 2016
      What Executives and the Board Need to Know
    • March 21, 2016
      New Federal Reserve Proposal for Single-Counterparty Credit Limits
    • March 17, 2016
      Federal Financial Institutions Examination Council Cybersecurity Assessment Tool Workshop
    • February 23, 2016
      Emerging Issues in Data Risk and Compliance in the Financial Services Industry
    • February 10, 2016
      The Blockchain: What Is This Technology? Why Does It Matter?
    • January 26, 2016
      FFIEC Cybersecurity Assessment Tool: Best Practices and Practical Scenarios, Practicing Law Institute
    • January 11, 2016
      Trends in Bank Corporate Governance, Financial Services Roundtable
    • November 5, 2015
      The CFPB: A Look Back, A Look Forward
    • September 18, 2015
      Regulation and Compliance for Non-US Banks
    • September 10, 2015
      Unraveling Bank Regulatory Developments Affecting Lending: Leveraged Lending Guidance, Basel III Capital and Liquidity Coverage Ratio
    • June 24, 2015
      Banking Regulatory Challenges for 2015 and Beyond
    • June 9, 2015
      Breach Preparedness and Response: Beyond Rules and Regulations - Best Practices for Responding to Real-World Data Breaches, Mortgage Bankers Association
    • May 15, 2015
      Ethics for Financial Services Lawyers: What In-House Counsel Need to Know, Financial Services Roundtable, Lawyers Council Spring Meeting
    • May 13, 2015
      Consumer Credit Under Assault: Does the Data Support the Rhetoric?
    • March 20, 2015
      New Legal and Regulatory Terrain for ERM: Outlook for Companies and Risk Managers
    • March 3, 2015
      Deep Dive: Deciphering the CFPB's Proposed Rule on Prepaid Cards
    • October 28, 2014
      CyberSecurity: Preparing for and Responding to CyberIncidents
    • September 30, 2014
      Lending Outside the Safe Harbor
    • July 31, 2014
      US Regulation of Non-US Banks: the Fundamentals and More
    • March 13, 2014
      Protecting the Franchise: Director and Officer Liability in the New Enforcement World
    • February 27, 2014
      Managing Third Party Service Provider Relationships
    • February 27, 2014
      A Guide to Federal Agency Rulemaking and Special CFPB Requirements
    • January 15, 2014
      Lending Outside the Safe Harbor
    • October 2013
      Beyond the Safe Harbor: Getting to Non-QM Loans
    • June 2013
      How to Protect Attorney-Client Privilege During Examinations
    • May 2013
      Understanding the CFPB
    • March 2013
      CFPB Examination Trends
    • November 2012
      A Lender's Guide to Defending Repurchase Demands
    • September 2012
      Top 10 Steps You Should Take to Prepare for CFPB Supervision and Examination
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